Prepare with latest Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Pass-King Actual Torrent
Updated: Sep 02, 2025
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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:
A) Misleading a prospective insured in replacing accident and health insurance
B) Incorrect filing of federal income taxes
C) An accounting error discovered by the producer's accountant
D) Submitting a premium payment to an insurer in excess of the required amount
2. Which of the following is a requirement of an insurable risk?
A) The loss must be catastrophic.
B) There must be a large number of different loss exposures.
C) The loss must be intentional.
D) The chance of loss must be calculable.
3. All of the following factors may affect premium determination in individual life insurance EXCEPT:
A) Health
B) Occupation
C) Race
D) Age
4. Which type of Medicare Supplement information can be used without prior state approval?
A) Television advertisements approved by the insurer
B) Insurance company brochures
C) Radio announcements approved by the insurer
D) Government publications
5. Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:
A) Report of a physical examination
B) Power of attorney
C) Copy of the person's living will
D) Applicant's family's consent
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: D | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: A |
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