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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A lender may add 1/12th of the estimated cost of the annual property taxes and hazard insurance on the mortgaged property to the monthly loan payment for deposit in:

A) an adjustment account
B) an impound, escrow, or reserve account
C) a margin account
D) a PMI account

2. The main purpose of a deed is to

A) record and acknowledge title transfer.
B) provide documentation of legal possession.
C) guarantee clear title.
D) convey title.

3. Rents on a duplex total $600 monthly and are due the first of each month. If the sale of the duplex closes on the 15th of a month, the rental income will be reflected on the closing statement as a

A) credit of $600 to the seller only.
B) credit to the seller of $300 and a debit to the buyer of $300.
C) credit of $600 to the buyer only.
D) debit to the seller of $300 and a credit to the buyer of $300.

4. Under New Jersey Real Estate Commission rules, a licensee's obligations to the public include all of the following responsibilities EXCEPT:

A) accepting any reasonable commission offered by a seller in the course of negotiating a listing agreement
B) disclosing material defects in a property to a prospective purchaser
C) protecting and promoting the interests of the licensee's principal when acting as an agent
D) dealing honestly with all parties

5. After announcing that a new city park will soon be developed, homes in the immediate area experience a rise in value. This is an example of which of the following principles of value?

A) contribution
B) anticipation
C) change
D) highest and best use

Solutions: